Builders and Tradesman's Insurance

If you can answer "yes" to the following questions:

1. no insurer has ever declined to insure you, or refuse to renew or terminate your Employers, Public or Products Liability insurance.
2. you or your directors or partners have never been convicted of or charged with (but not yet tried for) a criminal offence, other than a motoring offence, except as provided for under the Criminal Justice (Spent Convictions and Certain Disclosures) Act 2016.
3. you or your directors or partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt.

4. You have not suffered any losses or made any claims, in the past 3 years for any of the liabilities to which this Insurance applies and you are not now aware of any incidents that could give rise to a claim under this insurance

5. the total amount paid to Bona-Fide Sub Contractors does not exceed €150,000 or 25% of your annual turnover whichever is the lesser, unless you have specifically advised us to the contrary.
6. Where your insurance includes either Employers Liability or Public Liability Only (Section 1 or 2) your payments to Labour Only Sub Contractors will be insured up to a max of €7,500 per year, unless you have specifically advised us otherwise
7. any hot work you undertake, is carried out in accordance with the condition set out under Burning Welding and Cutting conditions applicable to Sections 1A and B of the policy.

See our FAQ's and Key Facts page for more details.

Then you qualify!

Even if you don't meet all of these requirements, we may still be able to help! Phone us today on: 01-2948669 to discuss your individual circumstances.